Kidnap & Ransom Insurance

Kidnap & Ransom Insurance Insurance

In today’s world, risk doesn’t stop at your front door - and it certainly doesn’t stop at the border. Whether you're a business executive, high net worth individual, or family travelling locally or abroad, Kidnap & Ransom (K&R) Insurance offers a vital layer of protection in uncertain times.

With South Africa now among the countries reporting a sharp rise in kidnapping incidents, cover that was once considered a “nice to have” is becoming a necessity, even for those who never leave home.

Tailored protection for the unexpected

We’ve partnered with iTOO Special Risks to offer comprehensive Kidnap & Ransom Insurance - designed to protect you, your family, or your team wherever they may be.

Our cover goes beyond traditional expectations, providing insurance for more than 20 crisis-related incidents globally, including:
  • Kidnapping
  • Ransom demands
  • Hijacking
  • Home invasion
  • Workplace violence
  • Product extortion
  • Virtual and express kidnapping
  • Threats, stalking or extortion
  • Wrongful detention
  • Disappearances
  • Hostage situations
  • Political and natural disaster evacuations

When crisis strikes, you’re not alone

At the heart of our policy is iTOO’s 24/7 access to crisis consultants. These individuals are experienced professionals ready to act immediately if a threat emerges. Whether it’s coordinating a rescue, managing negotiations, or advising on your next steps, help is always just a call away.

Designed around you

Our Kidnap & Ransom Insurance includes:

  • A personalised onboarding process to assess your unique risk profile
  • Cover for individuals, entire families, or company teams
  • Reimbursement of ransom payments
  • Crisis response fees
  • Medical costs following injury or trauma
  • Compensation in the event of death
  • Evacuation in response to qualifying political or natural disasters

Global risk. Local expertise.

No matter where your business takes you, or where your family travels, you can rely on us for peace of mind and trusted support.

Need more information?

We’re here to help. Let’s talk about how our Kidnap & Ransom Insurance can give you the confidence to move forward, knowing you’re protected.

Contact us today to discuss your needs and secure expert coverage that travels with you - wherever you go.