Secure your home and protect your insurance: Simple tips you can’t ignore

Your home is likely your biggest investment - not just financially, but emotionally too. It’s where your family lives, where memories are made, and where you should always feel safe. But how secure is your home really? And is your insurance up to date with your current lifestyle and risks?

Whether you’re moving into a new property or have been in the same home for years, a quick review of your security measures and insurance cover can go a long way in protecting what matters most. Courtesy of Efficient Insure, here are a few practical steps you can take to boost your peace of mind.

Simple steps to strengthen your home’s security:

Install a security system:

Modern systems include remote monitoring, smart locks and motion detectors. These are all designed to deter break-ins and keep you in control.
Secure doors and windows:

Fit deadbolts to exterior doors and use locks or security bars on windows to add an extra layer of protection.
Outdoor lighting:

Motion-activated lights around entry points can help discourage intruders.
Cameras and surveillance:

Security cameras, especially those with mobile access, offer constant oversight of your property.
Neighbourhood watch:

Being part of a watch group fosters a sense of shared responsibility and can help prevent crime in your area.

Insurance matters to consider:

Homeowners insurance:

Ensure your policy covers theft, vandalism and accidental damage.
Contents cover:

High-value items like jewellery, electronics and artwork should be properly listed and insured.
Liability cover:

This protects you against legal costs if someone is injured on your property.
Optional extras:

Consider add-on cover for risks such as cybercrime, identity theft, or specified high-value items.

Staying secure is about more than locks and alarms. It is also about having the right insurance in place. If you’ve made upgrades, added valuables, or haven’t reviewed your policy in a while, it’s a good idea to speak to a broker. With expert advice, you can ensure your cover reflects your current needs and gives you the confidence that your home and everything in it is truly protected.